Terms & Conditions

These terms and conditions govern your use of the website operated by IFS Group of Companies (“Company”, “we”, “us”, or “our”). By accessing or using our website, you agree to be bound by these terms and conditions. If you disagree with any part of these terms and conditions, you must not use our website.

1. Use of Website

1.1. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party.

1.2. We reserve the right to restrict access to certain areas of the website or the entire website at our discretion.

2. Intellectual Property Rights

2.1. Unless otherwise stated, we own the intellectual property rights in the website and material on the website. All these intellectual property rights are reserved.

2.2. You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

2.3. You must not:

• (a) Republish material from this website (including republication on another website);
• (b) Sell, rent, or sub-license material from the website;
• (c) Show any material from the website in public;
• (d) Reproduce, duplicate, copy, or otherwise exploit material on our website for a commercial purpose;
• (e) Edit or otherwise modify any material on the website.

3. Limitations of Liability

3.1. While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

3.2. To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to this website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill).

3.3. Nothing in these terms and conditions will:

• (a) Limit or exclude our or your liability for death or personal injury resulting from negligence;
• (b) Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• (c) Limit any of our or your liabilities in any way that is not permitted under applicable law; or
• (d) Exclude any of our or your liabilities that may not be excluded under applicable law.

4. Cookies

4.1. Our website uses cookies. By using our website and agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of our Cookie Policy.

5. Variation

5.1. We may revise these terms and conditions from time to time. Revised terms and conditions will apply to the use of our website from the date of the publication of the revised terms and conditions on our website.

6. Entire Agreement

6.1. These terms and conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and us in relation to your use of our website and supersede all previous agreements in respect of your use of our website.

7. Contact Information

7.1. If you have any questions about these terms and conditions, please contact us using the Contact Us page on our website.